Why Take Less?,,, When We PAY More!

Scottsdale  480-990-3739      Tempe  480-894-8666      Mesa  480-962-8888      Gilbert  480-632-9000 

Phoenix  602-944-2032      Phoenix  602-808-9298      Phoenix  602-275-5996 

 

 

 

 

 

 

 

 

 

 
Who are we?

Pawn 1st  pawn shops in Phoenix are High Paying Pawnbrokers who are among the top Jewelry Buyers, Electronics Buyers, Gun Buyers, Gold Buyers, Art buyers and Antique buyers in Arizona. Aside from buying, selling and loaning on anything of value our pawn shops offer Title loans. With 3 pawn shop and title loan locations in Phoenix Az, as well as Scottsdale Az, Tempe Az, Mesa Az and Gilbert Az, we strive to be Pawn shops, pawnbrokers and auto title loan specialists you can trust, where instant cash is always available with as many short term collateral loan options as possible. Our superior customer service is unmatched in the industry because we believe in building a relationship with you 1st.  We are experts in the pawnbroker and title loan industries, always giving you the most amount of cash for your gold, silver, platinum, diamond,  jewelry, watches, guns, electronics, art, antiques, tools, Dvd’s, boats, all terrain vehicles, motorcycles, cars, trucks, and industrial machinery. If your looking for a great deal on a variety of merchandise or need a short term cash loan visit Pawn1st pawn shops in Phoenix or any one of our locations in the greater Phoenix Arizona area.

We pride our pawn shops and ourselves on the fact that most people feel they’re walking into a community loan center rather than a typical pawn shop, pawnbroker or auto title loan center. We generally pay around 40% more, for gold and silver jewelry, than our competitors and have a wider variety of new, used, unique and inexpensive items for sale. Our pawn shop and auto title loan centers are clean, organized and above all welcoming to folks from all walks of life. Whether you need instant cash for a bill, or it’s just a rough month, Pawn 1st pawn shops and auto title loan centers are here to help. We will offer you a hassle free loan with unbelievable customer service and you will walk out with cash.  NO CASH LIMITS!!!!! 

 

What is a Pawn Shop?

The basic premise of a Pawn1st pawn shop or pawnbroker is simple. The fact is pawnbrokers existed long before banking institutions became an everyday part of our society. The pawnbroker has a license to loan money to consumers, just like the banker does. But the pawn shop is unique because the consumer is able to obtain a loan by simply leaving collateral (merchandise of some value) with the pawn broker for the amount of time that he/she needs use of the money (the loan). This is usually 90 days or less. If the customer repays the loan within the allowable time frame, the collateral (merchandise) is returned to the customer.

If the customer defaults on the loan (does not pay the money back), at the end of the specified time frame, the pawnbroker then keeps the collateral — and the customers owe nothing. The pawnbroker may then sell the merchandise (former collateral) to recover the loaned amount.

Unlike other financial institutions, leaving collateral with the pawn shop acts as the sole condition of the loan. The customer does not need to qualify for the loan by having good credit, a bank account, produce a current pay stub or provide any kind of references. All the customer needs to do is provide acceptable identification and collateral (merchandise of value) to the pawnbroker as protection against default on the loan.

Most states including Arizona, regulate the pawn industry quite closely. These regulations protect both the customer and the pawn shops. At Pawn 1st, we support the pawn laws in the states in which we do business, and we will always remain in compliance.

Aside from being Top Jewelry Buyers and Auto Title Loan specialists we pride ourselves on being educated in all forms of the PawnBroker industry as well as all items that flow threw our stores. We are conveniently spread out in the Phoenix area with 7 locations and are a short distance away from Sun City Az, Suprise Az, Avondale Az, Goodyear Az, Glendale Az, Peoria Az, El Mirage Az, Apache Junction Az, Deer Valley Az, Fountain Hills Az, & Chandler Arizona. Come see us TODAY! We are only a few minutes away.

 

Pawn1st Jewelry, Title Loans & Pawn Shops in Phoenix, Scottsdale, Mesa, Gilbert & Tempe Arizona