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Arizona Title Loans in Phoenix, Scottsdale, Glendale, Goodyear, Surprise, Mesa, Gilbert, Arizona | Az Loans

NEW Installment

Auto Title Loans &

Registration Loans

You Keep Your Car”


Offering Arizona Title Loans & Registration Loans in

Phoenix, Glendale, Scottsdale, Mesa, Gilbert, Goodyear and NOW SURPRISE AZ


We Buy-Out Existing Arizona Title Loans

You may Qualify for Better Rates & More CASH!



Stop in, call, or fill out the form below, to get a hassle free cash Title Loan Today!

  • WE PAY CASH… no checks!
  • Fast, Easy Loan Process Rv Auto Title Loans in Phoenix
  • NO Year, Make or Model Limits
  • No Cash Amount Limits on Title Loans
  • Personal Loan Managers
  • Multiple Lending Options
  • Safe, Secure, Confidential
  • You keep your Motorcycle




 Title (Have title) Registration (No title)

Pawn1st Arizona Title Loans in Phoenix  Arizona offers Auto Title Loans, Car Title Loans, Truck Title Loans, Personal Registration Loans on cars, trucks, semi’s, boats, RV’s, etc. We are the short-term loan specialists! All ARIZONA TITLE LOANS & REGISTRATION LOANS / PERSONAL LOANS AT PAWN1ST PAWN & TITLE LOAN CENTERS ARE PAYED IN CASH.



What You Need To Bring


Semi Auto Title Loans  

Type of  ID Required:

We accept Valid US Government Issued ID’s, such as:

  • ID card
  • State Licenses
  • Military ID
  • Pass Port


Title Loan Requirements:


  • Valid Arizona ID
  • Clear Arizona Title
  • Proof of residence (utility bill. lease, etc.)
  • Current Form of Income ( Pay stub, bank statement, W2, etc. )


Registration / Personal Loan Requirements:


  • Valid Arizona ID
  • Vehicle Registration
  • Proof of residence (utility bill, lease, etc.)
  • Proof of income (pay stub, bank statement, etc.)
  • Current 30 day direct deposit banking history
  • Valid Arizona ID
  • For added convenience of electronic payments you may bring in your Debit Card.

Please call 602-944-2032 if you have any questions (or) visit any one of our Arizona Title Loan Locations.














Pawn1st Title Loans in Phoenix Arizona

Pawn 1st Arizona Title Loans is not only a leader in the pawn industry, but a leader in the title loan and online title loan industries. Pawn1st is a unique company, in that, we provide our customers with a range of lending options when it comes to fast, easy short-term loans. We want our customers to have as many lending options as possible, so you will always have the instant cash you need. Title loans are fast, easy loans which usually are completed in under a half an hour with an experienced private loan officer. Our Title Loan Officers consistently loan more money than our competitors and each one has been hand picked for there experience, knowledge and customer service professionalism. Our main goal is to loan you as much money as possible while providing a welcoming atmosphere as well as an unmatched experience. If you already have a title loan with another company we can buy it out and give you a better interest rate as well as more money in some cases. Come see how we can help you today!


Registration Loans

Another option we have, besides pawn and title loans are registration loans. This is a short-term loan where you need a motor vehicle registration with your name on it. The vehicle does not have to be paid off. Registration loans are also known as personal or equity loans throughout the industry.


Bad credit, No Credit, Not a Problem!

Some other title loan establishments require a credit check. We do not. We will give you a loan with Bad credit, no credit, or bankruptcy.


NO Mileage, Year or Type of Vehicle Restrictions

This means that we’ll give you a loan on pretty much anything with a title including cars, trucks, commercial vehicles, motorcycles, semi’s, trailers, boats, RV’s, and even four wheeler’s. Any make, Any model.


Title Loan Buy Out

We also buy out existing title loans where we can offer you a better rate on the one you have now.



We have 11 valley locations in the greater Phoenix, Arizona area offering title loans in Glendale, Scottsdale, Gilbert, Goodyear, Mesa, and title loans in Phoenix. Our short-term loan centers and professional loan officers always have the fast cash you may need. Just fill out a pre-application form to start the process of getting applied. Most all Title or Registration Loans are completed in under 30 minutes. NO CASH LIMITS!


How Do Auto Title Loans Work?

Here at Pawn1st Pawn & Title Loans in Arizona, we are dedicated to making it easy to get Auto Title Loans as quickly as possible for our customers. We do Truck Title Loans, Semi Title Loans, Car Title Loans, and even RV Title Loans. If you have your Auto Title and you are in need of a loan fast, it is our job to help you through the process of getting the cash you need. We are experts in the Auto Title Loans industry, and our years of experience with providing Title Loans for customers allows us to complete the loan process faster than you may have imagined possible: Regardless of your credit, we can have Title Loans for you in under 30 minutes in many cases. Car Title Loans are very simple: You are taking out a loan based on your clear car title. The same rules apply for Truck Title Loans, Semi Title Loans, and RV Title Loans: You will need a clear title to the vehicle and possession of the vehicle. You will need to bring in the title of the vehicle in your name, and you will need to bring the auto in with you when you come to get the loan so that we can verify the state of the vehicle. There is no need to worry about mileage limits, or limits on the age of the vehicle: If you own the vehicle free and clear and have the title in hand, we will be able to make you a loan offer in most cases! There are no credit requirements for you to get Auto Title Loans here at Pawn 1st. We are basing this loan on your ownership of that auto, so we do not even run a credit report on you. This is an excellent option for any person who needs a significant infusion of fast cash but just does not have the perfect credit rating that the banks and credit unions would require in order to give you a loan. You will need to qualify for Auto Title Loans, Truck Title Loans, Semi Title Loans, or RV Title Loans in a few ways, but nearly all customers who come in to see us at Pawn1st who have a clear title in hand are able to get their loan. Refer to our Requirements page for accurate qualifications. As you can see, we strive to simplify the Auto Title Loan process as much as possible, and we want to make your experience here at Pawn 1st a pleasant one. We are proud to the Auto Title Loans providers that you can trust in Phoenix, Goodyear, Glendale, Mesa, Tempe, Gilbert, and Scottsdale!


What Title Loans Do We Offer?

You may have heard something about Auto Title Loans, or seen advertisements regarding Auto Title Loans but perhaps you have been wondering: Exactly what a Title Loan? Whether it is an Auto Title Loans, Truck Title Loans, Semi Title Loans, Car Title Loans, Motorcycle Title Loans, RV Title Loans, All Terrain Vehicle Loans or even Boat Title Loans, all Title Loans work essentially the same exact way here at Pawn1st. We specialize in Title Loans of all types and have extensive experience in coordinating and distributing Auto Title Loans for our Phoenix, Scottsdale, Glendale, Mesa, Goodyear, Tempe, and Gilbert Pawn1st locations.


What Exactly Are Auto Title Loans?

An Auto Title Loan is a monetary loan based on the collateral of your car title or other vehicle title. Auto Title Loans, Truck Title Loans, Semi Title Loans, Car Title Loans, Rv Title Loans and Vehicle Loans, are extended to our Pawn1st customers when they promise to repay us by giving the title of the vehicle to us at Pawn1st to hold for the duration of the loan. An Auto Title Loan is basically a collateral based loan that you will repay to us over a specified period of time. To qualify for Auto Title Loans, you will need only a few things: The vehicle title (you must own the car), your vehicle (purely for proof you have possession of the vehicle), proof of your current income, proof of your residence, and four references for your application. At Pawn1st we can normally process all this information in 30 minutes or so, and you will then be given your loan money. It is extremely easy to obtain your Auto Title Loan, which will be based on the value of your vehicle. We do not take possession of your vehicle: On the contrary, your vehicle is yours to drive as normal! The way that Title Loans work is based purely on collateral: You will be giving us the title, and then you will receive your Auto Title Loan. Once you have signed the appropriate agreement papers you will be given your loan money and you’re free to leave and use your vehicle as you normally do. Whether it is Truck Title Loans, Semi Title Loans, Car Title Loans, Boat Title Loans, Rv Title Loans, ATV Title Loans, or some other type of vehicle title loan (just give us a call and ask — we make loans on all types of vehicles!) we are here for our Pawn1st customers. Auto title loans, registration loans, collateral loans & pawn loans are meant to be short term solutions for financial hardship or for instant cash emergency needs. We at Pawn1st highly recommend the services of the National Foundation for Credit Counseling as another option, especially if you find yourself in these types of situations on a regular basis.   For further information and education please see our helpful industry links page.


Title Loan & Registration Loan Information


Arizona Title Loan InformationArizona Title Loan ProcessArizona Title Loan Insight
Arizona Registration Loan InformationArizona Registration Loan ProcessArizona Registration Loan Insight




Loan Disclosure and Information: Our Pawn Loans as well as our Title Loans and Registration Loans / Personal Loans are not intended or designed for long term borrowing needs. They are short term cash loans designed and intended for short term lending purposes and are a cash loan solution when in need of immediate cash or for emergencies. —Are Title Loans and Registration Loans regulated? Yes. Pawn1st Pawn & Title Loan Centers operate in compliance with both Arizona State Statutes and Federal Regulations, including the Arizona Motor Vehicle Time Sales Disclosure Act, the Equal Credit Opportunity Act, The Fair Credit Reporting Act and the Truth in Lending Act. —What are the Rates and Fees for Auto Title Loans and Registration Loans in Arizona? In Arizona the maximum rates are regulated and dependent on the amount of the loan. Those rates are as follows; Up to $500 is a 17% monthly rate / $501 to $2,500 is a 15% monthly rate / $2,501 to $5,000 is a 13% monthly rate / $5,001 and up is a 10% monthly rate. There is also a $15.00 service fee for a title loan, which includes a $4.00 fee remitted to a third party to secure our lien on the vehicle. —What if I can’t pay the full amount due for a Registration Loan or Title Loan? If you cannot pay the full amount you may be able to simply pay the monthly interest charge to renew the loan for another month. No service fee is charged for renewing the loan and you may also pay a portion of the principal as well, this will reduce the amount of interest you will have to pay as well. —If I am late with a payment what is the late fee on a registration loan or title loan? Interest will continue to accrue but there will be no late fee unless payment is not made within ten (10) days of the due date, in that case the late fee will be $10.00 or 5% of the overdue payment, whichever is less. —What is Pawn1st Pawn & Title Loan Centers Collection Practices if I can’t make a payment? We understand that not everything goes as planned all the time, the ideal situation is to repay the loan as fast as possible, but if circumstances occur that prevent you from making a payment it is important that you contact us so that we may work out a new payment schedule. We accept cash payments at all locations and we can also process payments made with debit cards, credit cards, certified checks or we can process electronic payments (ACH) from your checking account. However, Pawn1st Pawn & Title Loans Centers do have the right to repossess your vehicle. If the loan is secured with a title, we may also send you a notice of default. Under A.R.S. 13-183 it is unlawful to fail to return a motor vehicle subject to a security interest within thirty (30) days after receiving notice of default. Will a failure to pay back a Registration Loan or Title Loan have any impact on my credit score? We may report information concerning a loan to credit reporting agencies. Late payments, missed payments or other defaults on an account may be reflected in the account holder’s credit report. —How does Pawn1st Pawn & Title Loan Centers exercise Responsible Lending Practices? At Pawn1st we want to make sure every one of our customers has the ability to repay the loan. We will never allow you to take out a loan that is higher than the amount you requested and for loans not secured by a clear title we will limit the amount borrowed to $1,000 or less and require more documentation to ensure that you have the ability to repay the loan in a timely manner. What is the allowable APR on Title Loans and Registration Loans in Arizona? Allowable APR is from 120 percent to 204 percent. For any other inquiries please visit or call any of our Pawn1st Pawn & Title Loans in Phoenix, Scottsdale, Mesa, Gilbert, Goodyear, Tempe and Glendale Arizona

Arizona Title Loans in Phoenix Az, Scottsdale Az, Mesa Az, Glendale Az, Goodyear Az, Surprise Az & Gilbert Arizona.