Question & Answers
For Auto, Rv, Semi, Motorcycle, Commercial Vehicle & Industrial Equipment Title Loans
For more information click Arizona Auto Title Loans
Q. What is a Title Loan?
- A Title Loan is a short-term cash loan against your motorized vehicle. Basically, a title for any property you may own, that requires registration, can be used as security for a loan.
Q. Do I get to keep and drive my motorized vehicle?
- Yes.
Q. Do you loan money on anything besides cars?
- We can loan cash on just about anything with a clear title. Examples include Semi’s, RVs, Motorcycles, Commercial vehicles and Industrial equipment.
Q. What is the minimum and maximum loan amount?
- $100 to $100,000.
Q. Do you need to see the vehicle for a title loan?
- Yes
Q. Are there any year, make or mileage limits on my motorized vehicle?
- There are no year, make or mileage limits.
Q. What if I have bad credit?
- Our loans are not based off of credit. Bad credit, no credit, bankruptcies, etc, won’t be an issue.
Q. How are my Title Loan funds issued?
- We pay in cash on anything we buy or loan on.
Q. Does my vehicle need to be paid for?
- Yes
Q. What if I have a Title Loan with another agency?
- We can buy out the loan and offer you a better rate. Qualified parties can receive more cash.
Q. What is the interest rate on a Title Loan?
- Title Loan interest rates vary depending on the amount of the loan.
Q. Do I need an Arizona Certificate of Title?
- All Arizona lenders will require an Arizona title.
Q. How long does it take to get my CASH?
- In most cases 30 minutes or less.
Q. Do I need an appointment?
- No appointment is necessary. Although you can set one up. Our title loan department is separate from our pawnbroker department. There will always be a specific loan specialist to help you.
Q. What if I become late on my payment?
- It is very important to keep communication with us as we are always willing to help.
Q. What if I am not able to pay-off my loan by the end of my contract?
- You can pay the interest only and extend the contract for another month.
Q. What will my payment schedule be?
- Auto/Car Title Loans are monthly. Registration loans are bi-weekly. (in some cases monthly).
Q. How long is the loan?
- Title loans are month to month.
Question & Answers
Q. What is a Registration Loan?
- This is a short-term loan where you need a motor vehicle registration with your name on it. The vehicle does not have to be paid off. Registration loans are also known as personal or equity loans throughout the industry.
- No, only current registration
- Yes
- No, but you must have an Arizona bank account.
- No
- $100 to $1000
- The interest rate varies depending on th amount of the loan.
Q. Do I need to have good credit?
- We do not look at your credit for any of our loans. pawn, title or registration.
- No
- Between 20 and 30 minutes.
- All loans are paid in cash.
- You can pre-apply online or visit one of our 7 Locations.
- Your payment schedule can be bi-weekly, semi-monthly, or monthly.
- It is based on how you get paid, either bi-weekly, semi-monthly, or monthly.
- No insurance is required.
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