What Our Customers Have to Say
“Every time I come in I am always greeted, I go to pay my title loan and they remember my name, I always refer my family and friends, I love this place. The title loan girls are great, they go above and beyond my expectations each time, they also buy out title loans from other company’s, check them out!“. - Kary S.
Top Arizona Auto Title Loan Agency, Pawn Shops and Jewelry Buyers! We have 11 locations serving Phoenix, Surprise, Goodyear, Mesa, Scottsdale, Glendale, Gilbert & Tempe. An Arizona Installment Title Loan Provider.
Pawn1st Pawn & Title Loans
We are High Paying Pawn Shops, Title Loan Providers, Jewelry Buyers and Cash Loan specialists. We are also among the top Electronics Buyers, Gun Buyers, Gold Buyers, Art buyers and Antique buyers in Arizona. We are highly unique because we offer so many ways to obtain cash loans! Aside from buying, selling and loaning on anything of value our primary goal is great customer service. We have 11 Locations where we strive to be pawn shops, pawnbrokers and auto title loan specialists you can trust, where instant cash is always available with as many short term collateral loan options as possible. Our superior customer service is unmatched in the industry because we believe in building a relationship with you 1st. We are experts in the Pawnbroker, Title Loan and Cash Loan industries, always giving you the most amount of cash possible. If you’re looking for a great deal on a variety of merchandise or need a short term personal cash loan visit any one of our locations in the greater Phoenix Arizona area.
The Pawn 1st Pawn & Title Loans Difference
We pride ourselves on the fact that most people feel they’re walking into a community cash loan center or bank. Rather than a typical pawn shop, pawnbroker or auto title loan company. We strive to pay more for diamond, gold and silver jewelry than our competitors and have a wider variety of new, used and unique items for sale. Our loan centers are clean, organized and above all welcoming to folks from all walks of life. Whether you need instant cash for bills, or its just a rough month, Pawn1st Pawn & Title Loans are here to help. We will offer you a hassle free loan with unbelievable customer service, and you will walk out with cash. NO CASH LIMITS!!!!!
What is a Pawn Shop?
The basic premise of a Pawn1st pawn shop or pawnbroker is simple. The fact is pawnbrokers existed long before banking institutions became an everyday part of our society. The pawnbroker has a license to loan money to consumers, just like the banker does. But the pawn shop is unique because the consumer is able to obtain a loan by simply leaving collateral (merchandise of some value) with the pawn broker for the amount of time that he/she needs use of the money (the loan). This is usually 90 days or less. If the customer repays the loan within the allowable time frame, the collateral (merchandise) is returned to the customer.
If the customer defaults on the loan (does not pay the money back), at the end of the specified time frame, the pawnbroker then keeps the collateral — and the customers owe nothing. The pawnbroker may then sell the merchandise (former collateral) to recover the loaned amount.
Unlike other financial institutions, leaving collateral with the pawn shop acts as the sole condition of the loan. The customer does not need to qualify for the loan by having good credit, a bank account, produce a current pay stub or provide any kind of references. All the customer needs to do is provide acceptable identification and collateral (merchandise of value) to the pawnbroker as protection against default on the loan.
Most states including Arizona, regulate the pawn industry quite closely. These regulations protect both the customer and the pawn shops. At Pawn 1st, we support the pawn laws in the states in which we do business, and strive above all to always remain in compliance.
Aside from being Top Jewelry Buyers and Auto Title Loan specialists we pride ourselves on being educated in all forms of the Pawnbroker industry as well as all collateral items that flow through our stores. We are conveniently spread out in the Phoenix area also servicing Sun City, Avondale, Peoria, El Mirage, Apache Junction, Deer Valley, Fountain Hills, Buckeye, Carefree, Cave Creek, El Mirage, Gila Bend, Litchfield Park, Maricopa, Paradise Valley, Queen Creek, Tolleson and Chandler Arizona. All transactions whether it be buying, selling or acquiring a loan must take place at one of our centers, however we will come to you in certain instances to see and evaluate items of collateral. For example, if you have multiple vehicles you need a title loan on or an art collection your nervous about moving. This is based on a case by case basis so please contact the closest Pawn1st location for availability. Come in or call us TODAY! We are only a few minutes away.
What is a Title Loan?
An auto title loan can be obtained quite easily when the proper steps are taken to obtain one. This type of loan based on the value of your vehicle plus a few other factors. This type of loan is a short-term loan, and we offer them at all Pawn1st locations.
Call Pawn1st today at any of our Arizona locations for a fast easy loan. Our title loans have no amount, mileage, or year restrictions. Bad credit, No credit, doesn’t matter! We have more ways of getting you the short term loans you need, than anyone else in the business! We also buy existing title loans and give you a better rate.
We BUY OUT Existing Arizona Title Loans at all of our Loan Agencies offering Title Loans.
You may Qualify for Better Rates & More CASH!
“SIMPLY CONTACT 1 OF OUR TITLE LOAN ASSOCIATES TODAY!!!”
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Arizona Title Loan, Pawn Loan, Cash Loan, Short-Term Loan and Bad Credit Loan Provider!