Pawn1st-Pawn shops

Title Loans




Auto Title Loans

We Buy Existing Arizona Title Loans. You may Qualify for Better Rates & More CASH!


An Auto Title Loan can be a fast solution to an immediate cash flow problem. We offer our title loans in Phoenix, Scottsdale, Mesa, Gilbert, Surprise, Goodyear, Tempe and Glendale Arizona. Those who acquire a title loan with us have more freedom now than ever before. With a vehicle title loan, otherwise known as a car title loan, you not only are paying the principle and interest off in each payment but get to choose the length of the loan. (Up to 24 months). We structure our new title loans just like any other type of loan, whereas before you simply needed to pay the interest every month. Please read the information below to find out how title loans work and what title loans are. If you have any questions at all please don’t hesitate to call.


Stop in, call, or fill out the form below, to get a hassle free cash Title Loan Today!

  • Fast, Easy Loan Process Rv Auto Title Loans in Phoenix
  • NO Year, Make, Model, or CASH amount Limits
  • Personal Loan Managers
  • Multiple Lending Options
  • Safe, Secure, Confidential
  • WE PAY CASH,,, no checks!
  • You keep your Motorcycle





Pawn 1st offers Arizona Title Loans on cars, trucks, semi’s, RV’s and many other vehicle types with a free and clear title. We are the short-term loan specialists!




What You Need To Bring


Semi Auto Title Loans  

Type of  ID Required:

We accept Valid US Government Issued ID’s, such as:

  • ID card
  • State Licenses
  • Military ID
  • Pass Port


Title Loan Requirements:


  • Valid Arizona ID
  • Clear Arizona Title
  • Proof of residence (utility bill. lease, etc.)
  • Current Form of Income ( Pay stub, bank statement, W2, etc. )


Please call 602-944-2032 if you have any questions (or) visit any one of our Arizona Title Loan Locations.

Auto Title Loan Application and Registration Loan Application Download<<< Fast Track Your Auto Title Loan Today!

Download and fill out our Title Loan Application to fast track your new loan.
















Pawn1st Title Loans in Phoenix Arizona

Pawn1st is not only a leader in the pawn industry, but a leader in the title loan and online title loan industries. We are a unique company, in that, we provide our customers with a range of lending options when it comes to fast, easy short-term loans. We want our customers to have as many lending options as possible, so you will always have the instant cash you need. Title loans are fast, easy loans which usually are completed in under a half an hour with an experienced private loan officer. Our Title Loan Agents consistently loan more money than our competitors and each one has been hand picked for there experience, knowledge and customer service professionalism. Our main goal is to loan you as much money as possible while providing a welcoming atmosphere as well as an unmatched experience. If you already have a title loan with another company we can buy it out and give you a better interest rate as well as more money in some cases. Come see how we can help you today!
Bad credit, No Credit, Not a Problem!
Having bad credit or no credit is not an issue with us. Some other title loan establishments require a credit check. We do not. We will give you a loan with Bad credit, no credit, or bankruptcy. We will always try to find a lending solution to your financial dilemma.
NO Mileage, Year or Type of Vehicle Restrictions
We’ll give you a loan on pretty much anything with a title. Including cars, trucks, commercial vehicles, semi’s and RV’s. Any make, model or year. This is a rare in the title loan industry. Most title loan companies have many more rules and restrictions.
Title Loan Buy Out
We also buy out existing title loans. In most cases we can offer you a better rate on the one you have now, plus in some cases more money.
We have 11 valley locations in the greater Phoenix, Arizona area that offer title loans. Our short-term loan centers and professional loan officers always have the fast cash you may need. Just fill out a pre-application form to start the process of getting applied. Most all Title Loans are completed in under 30 minutes. NO CASH LIMITS!


How Do Auto Title Loans Work?

Here at Pawn1st Pawn & Title Loans in Arizona, we are dedicated to making it easy to get Auto Title Loans as quickly as possible for our customers. We do Truck Title Loans, Semi Title Loans, Car Title Loans, and even RV Title Loans. If you have your vehicle title and you are in need of a loan fast, it is our job to help you through the process of getting the cash you need. We are experts in the auto title loan industry, and our years of experience with providing title loans for customers allows us to complete the loan process faster than you may have imagined possible. Regardless of your credit, we can have Title Loans for you in under 30 minutes in many cases.

Car Title Loans are very simple: You are taking out a loan based on your clear car title. The same rules apply for Truck Title Loans, Semi Title Loans, and RV Title Loans: You will need a clear title to the vehicle and possession of the vehicle. You will need to bring in the title of the vehicle in your name. You will also need to bring the auto in with you when you come to get a loan so that we can verify the state of the vehicle. There is no need to worry about mileage limits, or limits on the age of the vehicle. If you own the vehicle free and clear and have the title in hand, we will be able to make you a loan offer in most cases! There are no credit requirements for you to get Auto Title Loans here at Pawn 1st. We are basing this loan on your ownership of that auto, so we do not even run a credit report on you. This is an excellent option for any person who needs a significant infusion of fast cash but just does not have the perfect credit rating that the banks and credit unions would require in order to give you a loan. You will need to qualify for Auto Title Loans, Truck Title Loans, Semi Title Loans, or RV Title Loans in a few ways, but nearly all customers who come in to see us at Pawn1st who have a clear title in hand are able to get their loan.

Refer to our Requirements page for accurate qualifications. As you can see, we strive to simplify the Auto Title Loan process as much as possible, and we want to make your experience here at Pawn 1st a pleasant one. We are proud to the Auto Title Loans providers that you can trust in Phoenix, Goodyear, Glendale, Mesa, Tempe, Gilbert, and Scottsdale!


What Title Loans Do We Offer?

You may have heard something about title loans, or seen advertisements regarding title loans, but perhaps you have been wondering: Exactly what is a Title Loan? Whether it is a Truck Title Loan, Semi Title Loan or Car Title Loan they all work the same exact way here at Pawn1st Pawn & Title Loans. We specialize in Title Loans of all types and have extensive experience in coordinating and distributing Auto Title Loans for our Phoenix, Surprise, Scottsdale, Glendale, Mesa, Goodyear, Tempe, and Gilbert locations.


Auto Title Loans: What Are They Exactly?

An Auto Title Loan is a monetary loan based on the collateral of your car title or another vehicle title. Our title loan services are extended to our customers when they promise to repay us by giving the title of the vehicle to us for the duration of the loan. An Auto Title Loan is a collateral based loan that you will repay to us over a specified period. To qualify for Auto Title Loans, you will need only a few things. The vehicle title (you must own the car). Your vehicle (purely for proof you have possession of the vehicle). Proof of your current income, proof of your residence, and four references for your application. At Pawn1st Pawn & Title Loans, we can normally process all this information in 30 minutes or so. It is extremely easy to obtain your Auto Title Loan because we calculate them on the value of your vehicle. We do not take possession of your vehicle: On the contrary, your vehicle is yours to drive as normal! The way that Title Loans work is based purely on collateral: You will be giving us the title, and then you will receive your Auto Title Loan. Once you have signed the appropriate agreement papers, you will be handed your loan money, and you’re free to leave and use your vehicle as you normally do. Whether it is Truck Title Loans, Semi Title Loans or Rv Title Loans just give us a call and ask — we make loans on all types of vehicles! We are here for our customers. Auto title loans, collateral loans & pawn loans are meant to be short-term solutions for financial hardship or instant cash emergency needs. We at Pawn1st highly recommend the services of the National Foundation for Credit Counseling as another option, especially if you find yourself in these types of situations on a regular basis. For further information and education, please see our helpful industry links page.


Loan Disclosures:
Our Pawn Loans and Title Loans are not intended or designed for long-term borrowing needs. They are short-term cash loans designed and intended for short-term lending purposes and are a cash loan solution when in need of immediate cash or for emergencies. — Pawn1st Pawn & Title Loans operate in compliance with both Arizona State Statutes and Federal Regulations. Including the Arizona Motor Vehicle Time Sales Disclosure Act, the Equal Credit Opportunity Act, The Fair Credit Reporting Act and the Truth in Lending Act. —What are the Rates and Fees for Auto Title Loans in Arizona? In Arizona, the maximum rates are regulated and dependent on the amount of the loan. Those rates are as follows; Up to $500 is a 17% monthly rate / $501 to $2,500 is a 15% monthly rate / $2,501 to $5,000 is a 13% monthly rate / $5,001 and up is a 10% monthly rate. There is also a $15.00 service fee for a title loan, which includes a $4.00 fee remitted to a third party to secure our lien on the vehicle. —If I am late with a payment what is the late fee on a title loan? Interest will continue to accrue, but there will be no late fee unless payment is not made within ten (10) days of the due date. In that case the late fee will be $10.00 or 5% of the overdue payment, whichever is less. —What is Pawn1st Pawn & Title Loans Collection Practices if I can’t make a payment? We understand that not everything goes as planned all the time, the ideal situation is to repay the loan as fast as possible. But if circumstances occur that prevent you from making a payment it is important that you contact us so that we may work out a new payment schedule. We accept cash payments at all locations, and we can also process payments made with debit cards, credit cards, certified checks or we can process electronic payments (ACH) from your checking account. However, Pawn1st Pawn & Title Loans do have the right to repossess your vehicle. If the loan is secured with the title, we may also send you a notice of default. Under A.R.S. 13-183, it is unlawful to fail to return the motor vehicle subject to a security interest within thirty (30) days after receiving notice of default. Will a failure to pay back a Title Loan have any impact on my credit score? We may report information concerning a loan to credit reporting agencies. Late payments, missed payments or other defaults on an account may be reflected in the account holder’s credit report. —How does Pawn1st Pawn & Title Loans exercise Responsible Lending Practices? We want to make sure every one of our customers can repay the loan. We will never allow you to take out a loan that is higher than the amount you requested. What is the allowable APR on Title Loans in Arizona? Allowable APR is from 120 percent to 204 percent. For any other inquiries, please visit or call any of our Pawn1st locations.

Arizona Title Loan Services in Phoenix, Tempe, Scottsdale, Mesa, Glendale, Goodyear, Surprise & Gilbert Az.