Pawn1st-Pawn shops

Title Loans




Auto Title Loans

We Buy Existing Arizona Title Loans. You may Qualify for Better Rates & More CASH!


The Title loans we offer enables you to use your vehicles title as collateral for a cash loan. They can be a fast and easy solution to an immediate cash flow problem. We offer these loans in Phoenix, Scottsdale, Mesa, Gilbert, Surprise, Goodyear, Tempe and Glendale Arizona. Those who acquire a loan with us have more freedom now than ever before. You not only are paying the principle and interest off in each payment but get to choose the length of the loan. (Up to 24 months). We structure our new loans just like any other type of loan, whereas before you simply needed to pay the interest every month. Please read the information below to find out how and what you need to obtain one. If you have any questions at all please don’t hesitate to call.


Stop in, call, or fill out the form below, to get a hassle free Cash Vehicle Loan Today!

  • Fast, Easy Loan Process Rv Auto Title Loans in Phoenix
  • NO Year, Make, Model, or CASH amount Limits
  • Personal Loan Managers
  • Multiple Lending Options
  • Safe, Secure, Confidential
  • WE PAY CASH,,, no checks!
  • You keep your Motorcycle




How Much Cash Can I Get?



Pawn 1st offers Arizona Title Loans on cars, trucks, semi’s, RV’s and many other vehicle types with a free and clear title. We are the short-term loan specialists!





What You Need To Bring


Semi Auto Title Loans


Title Loan Requirements:


  • Vehicle (Car, Truck, Semi, etc…)
  • Clear Arizona Title & Registration
  • Valid Drivers License or ID
  • Proof of residence (within 30 days)-(utility bill. lease, etc.)
  • Current Form of Income (within 30 days)-(pay stub, bank statement, W2, etc.)

Please call 602-944-2032 if you have any questions (or) visit any one of our Arizona Locations.

Auto Title Loan Application and Registration Loan Application Download<<< Fast Track Your The Process Today!

Download and fill out our Application to fast track your new loan.





Pawn1st Title Loans in Phoenix Arizona

Pawn1st is not only a leader in the pawn industry, but a leader in the title loan industries. We are a unique company, in that, we provide our customers with a range of lending options when it comes to fast, easy short-term loans. We want our customers to have as many lending options as possible, so you will always have the instant cash you need. Our loans are fast and easy, usually completed in under a half an hour with an experienced private loan officer. Our agents consistently loan more money than our competitors and each one has been hand picked for there experience, knowledge and customer service professionalism. Our main goal is to loan you as much money as possible while providing a welcoming atmosphere as well as an unmatched experience. If you already have a loan with another company we can buy it out and give you a better interest rate as well as more money in some cases. Come see how we can help you today!
Bad credit, No Credit, Not a Problem!
Having bad credit or no credit is not an issue with us. Some other establishments require a credit check. We do not. We will give you a loan with Bad credit, no credit, or bankruptcy. We will always try to find a lending solution to your financial dilemma.
NO Mileage, Year or Type of Vehicle Restrictions
We’ll give you a loan on pretty much anything with a title. Including cars, trucks, commercial vehicles, semi’s and RV’s. Any make, model or year. This is rare in the industry. Most companies have many more rules and restrictions.
Loan Buy Out
We also buy out existing title loans. In most cases we can offer you a better rate on the one you have now, plus in some cases more money.
We have 12 valley locations in the greater Phoenix, Arizona area. Our short-term loan centers and professional loan officers always have the fast cash you may need. Just fill out a pre-application form to start the process of getting applied. NO CASH LIMITS!


How Do Auto Title Loans Work?

At Pawn1st we are dedicated to making as easy as possible for our customers. We do loans on truck titles, semi titles, car titles, and even RV titles. If you have your vehicle title and you are in need of a loan fast, it is our job to help you through the process of getting the cash you need. We are experts in the auto industry, and our years of experience to our customers allows us to complete the process faster than you may have imagined possible.

Basically you are taking out a loan based on your clear car title. You will need a clear title to the vehicle and possession of the vehicle. You will need to bring in the title of the vehicle in your name. You will also need to bring the auto in with you when you come to get a loan so that we can verify the state of the vehicle. There is no need to worry about mileage limits, or limits on the age of the vehicle. If you own the vehicle free and clear and have the title in hand, we will be able to make you a loan offer in most cases! There are no credit requirements Pawn1st. We are basing this loan on your ownership of that auto, so we do not even run a credit report on you. This is an excellent option for any person who needs a significant infusion of fast cash but just does not have the perfect credit rating that the banks and credit unions would require in order to give you a loan. Nearly all customers who come in to see us who have a clear title in hand are able to get their loan.

Refer to our Requirements page for accurate qualifications. As you can see, we strive to simplify the process as much as possible, and we want to make your experience here at Pawn 1st a pleasant one.


Auto Title Loans: What Are They Exactly?

A monetary loan based on the collateral of your car title or another vehicle title. Our title loan services are extended to our customers when they promise to repay us by giving the title of the vehicle to us for the duration of the loan. This is a collateral based loan that you will repay to us over a specified period. To qualify you will need only a few things. The vehicle title (you must own the car). Your vehicle (purely for proof you have possession of the vehicle). Proof of your current income, proof of your residence, and four references for your application. We can normally process all this information in 30 minutes or so. It is extremely easy to obtain your Auto Title Loan because we calculate them on the value of your vehicle. We do not take possession of your vehicle: On the contrary, your vehicle is yours to drive as normal! We highly recommend the services of the National Foundation for Credit Counseling as another option, especially if you find yourself in these types of situations on a regular basis. For further information and education, please see our helpful industry links page.


Loan Disclosures:
Our loans are not intended or designed for long-term borrowing needs. They are short-term cash loans designed and intended for short-term lending purposes and are a cash loan solution when in need of immediate cash or for emergencies. — Pawn1st operates in compliance with both Arizona State Statutes and Federal Regulations. Including the Arizona Motor Vehicle Time Sales Disclosure Act, the Equal Credit Opportunity Act, The Fair Credit Reporting Act and the Truth in Lending Act. —What are the Rates and Fees in Arizona? In Arizona, the maximum rates are regulated and dependent on the amount of the loan. Those rates are as follows; Up to $500 is a 17% monthly rate / $501 to $2,500 is a 15% monthly rate / $2,501 to $5,000 is a 13% monthly rate / $5,001 and up is a 10% monthly rate. If a payment is not paid in full within 10 days of its scheduled due date, you will be charged a late payment charge equal to 5 (five) percent of the unpaid principal balance of the installment due. —What is Pawn1st Collection Practices if I can’t make a payment? We understand that not everything goes as planned all the time, the ideal situation is to repay the loan as fast as possible. But if circumstances occur that prevent you from making a payment it is important that you contact us so that we may work out a new payment schedule. We accept cash payments at all locations, and we can also process payments made with debit cards, credit cards, certified checks or we can process electronic payments (ACH) from your checking account. However, Pawn1st do have the right to repossess your vehicle. If the loan is secured with the title, we may also send you a notice of default. Under A.R.S. 13-183, it is unlawful to fail to return the motor vehicle subject to a security interest within thirty (30) days after receiving notice of default. Will a failure to pay back a Title Loan have any impact on my credit score? We may report information concerning a loan to credit reporting agencies. Late payments, missed payments or other defaults on an account may be reflected in the account holder’s credit report. —How does Pawn1st exercise Responsible Lending Practices? We want to make sure every one of our customers can repay the loan. We will never allow you to take out a loan that is higher than the amount you requested. What is the allowable APR Arizona? Allowable APR is from 120% to 204%. For any other inquiries, please visit or call any of our Pawn1st locations.

Arizona Title Loan Services in Phoenix, Tempe, Scottsdale, Mesa, Glendale, Goodyear, Surprise & Gilbert Az.